:root{--ink:#152a3b;--muted:#5e6d79;--blue:#285fc7;--blue-dark:#19459a;--paper:#f7f9fc;--card:#fff;--line:#d9e1eb;--wash:#eaf0fa;--mint:#d8e8e1;--danger:#a52b32;--shadow:0 18px 50px rgba(18,42,70,.1);--radius:22px;--container:1200px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:96px}body{margin:0;background:var(--paper);color:var(--ink);font-family:"Segoe UI",Arial,sans-serif;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}body.menu-open{overflow:hidden}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:4px}img,svg{max-width:100%}button,input,select{font:inherit}.skip{position:fixed;left:14px;top:8px;z-index:1000;transform:translateY(-140%);background:var(--ink);color:#fff;padding:10px 14px;border-radius:8px}.skip:focus{transform:none}.notice{background:#102b44;color:#dceaf7;font-size:14px}.notice .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:7px 24px}.notice strong{color:#fff}.wrap{width:min(100%,calc(var(--container) + 48px));margin:0 auto;padding-left:24px;padding-right:24px}.site-header{position:sticky;top:0;z-index:100;background:rgba(247,249,252,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(21,42,59,.1)}.header-row{min-height:78px;display:flex;align-items:center;gap:28px}.brand{text-decoration:none;display:flex;align-items:center;gap:11px;font-weight:800;letter-spacing:-.02em}.brand-mark{width:34px;height:40px;display:grid;place-items:center;background:var(--blue);color:#fff;border-radius:6px 6px 12px 6px;box-shadow:5px 5px 0 var(--mint)}.brand-mark span{display:block;width:17px;height:2px;background:#fff;box-shadow:0 5px 0 #fff,0 10px 0 #fff}.brand-name{line-height:1.05}.brand-name small{display:block;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-top:5px}.main-nav{margin-left:auto;display:flex;align-items:center;gap:24px}.main-nav a{text-decoration:none;font-weight:650;font-size:15px}.main-nav a:hover,.main-nav a[aria-current="page"]{color:var(--blue)}.header-phone{font-weight:800;white-space:nowrap;text-decoration:none}.button{display:inline-flex;justify-content:center;align-items:center;min-height:50px;padding:12px 20px;border-radius:10px;border:1px solid var(--blue);background:var(--blue);color:#fff;text-decoration:none;font-weight:800;cursor:pointer;transition:.2s ease}.button:hover{background:var(--blue-dark);border-color:var(--blue-dark);transform:translateY(-1px)}.button.secondary{background:transparent;color:var(--blue)}.button.secondary:hover{background:var(--wash)}.button.text{background:transparent;color:var(--ink);border-color:transparent;text-decoration:underline}.menu-toggle{display:none;margin-left:auto;width:48px;height:48px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}.menu-toggle span,.menu-toggle:before,.menu-toggle:after{content:"";display:block;width:22px;height:2px;background:currentColor;margin:5px auto;transition:.2s}.menu-toggle[aria-expanded="true"] span{opacity:0}.menu-toggle[aria-expanded="true"]:before{transform:translateY(7px) rotate(45deg)}.menu-toggle[aria-expanded="true"]:after{transform:translateY(-7px) rotate(-45deg)}.hero{padding:76px 0 38px}.eyebrow{display:flex;align-items:center;gap:10px;font-size:13px;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);font-weight:900}.eyebrow:before{content:"";width:34px;height:2px;background:var(--blue)}h1,h2,h3{line-height:1.08;letter-spacing:-.035em;margin:0 0 .55em}h1{font-size:clamp(2.55rem,5.5vw,4.7rem);max-width:1080px}h2{font-size:clamp(2rem,3.8vw,3.4rem)}h3{font-size:1.35rem}p{margin:0 0 1em}.hero-lead{font-size:clamp(1.08rem,1.8vw,1.35rem);max-width:760px;color:#405565}.hero-meta{display:flex;gap:18px;align-items:center;flex-wrap:wrap;margin-top:28px;padding-top:22px;border-top:1px solid var(--line);font-weight:650}.hero-meta a{color:var(--blue)}.hero-layout{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(280px,.6fr);gap:40px;align-items:end}.case-note{background:var(--ink);color:#fff;border-radius:var(--radius);padding:28px;position:relative;overflow:hidden}.case-note:after{content:"77/16142";position:absolute;right:-8px;bottom:-34px;font-size:72px;font-weight:900;color:rgba(255,255,255,.07);letter-spacing:-.06em}.case-note small{display:block;color:#b9cbda;text-transform:uppercase;letter-spacing:.12em;font-weight:800}.case-note strong{display:block;font-size:1.35rem;margin:8px 0 20px}.case-note dl{margin:0;display:grid;gap:12px}.case-note dl div{display:flex;justify-content:space-between;gap:12px;border-top:1px solid rgba(255,255,255,.13);padding-top:12px}.case-note dt{color:#b9cbda}.case-note dd{margin:0;text-align:right}.lead-section{padding:34px 0 72px}.lead-shell{background:#fff;border:1px solid var(--line);border-radius:26px;box-shadow:var(--shadow);overflow:hidden}.lead-head{display:flex;justify-content:space-between;gap:32px;padding:30px 34px;background:linear-gradient(110deg,#fff 55%,var(--wash));border-bottom:1px solid var(--line)}.lead-head h2{font-size:clamp(1.8rem,3vw,2.7rem);margin-bottom:8px}.lead-head p{color:var(--muted);margin:0}.lead-badge{flex:0 0 220px;padding-left:20px;border-left:2px solid var(--blue);font-size:14px}.lead-form{padding:30px 34px}.form-grid{display:grid;grid-template-columns:1.35fr .85fr .8fr;gap:18px}.field{display:grid;gap:7px}.field label,.consent-label{font-size:14px;font-weight:800}.field input,.field select{width:100%;min-height:54px;border:1px solid #bdc8d5;border-radius:9px;padding:0 14px;background:#fff;color:var(--ink);font-size:16px}.field input:focus,.field select:focus,.consent input:focus-visible,.button:focus-visible,a:focus-visible,.menu-toggle:focus-visible{outline:3px solid rgba(40,95,199,.25);outline-offset:2px;border-color:var(--blue)}.field-error{min-height:20px;color:var(--danger);font-size:13px}.consent{display:grid;grid-template-columns:22px 1fr;gap:11px;align-items:start;margin:18px 0}.consent input{width:20px;height:20px;margin:3px 0 0}.consent-label{font-weight:500;color:#455866}.form-bottom{display:flex;align-items:center;gap:20px}.form-bottom .button{min-width:240px}.form-hint{font-size:13px;color:var(--muted);max-width:520px}.form-status{margin-top:16px;padding:13px 15px;border-radius:9px;display:none}.form-status.show{display:block}.form-status.success{background:#e3f3e9;color:#155f37}.form-status.error{background:#fff0f0;color:#8f252c}.hp{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}.section{padding:84px 0}.section.tight{padding:56px 0}.section-head{display:grid;grid-template-columns:150px 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12px;font-size:14px;font-weight:750;background:var(--paper)}.profile-info p{max-width:690px;color:#455866}.editorial-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.editorial-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;text-decoration:none;min-height:220px;display:flex;flex-direction:column}.editorial-card:hover{border-color:var(--blue)}.editorial-card small{color:var(--blue);text-transform:uppercase;letter-spacing:.12em;font-weight:850}.editorial-card h3{font-size:1.6rem;margin-top:auto}.editorial-card span{color:var(--muted)}.contact-band{background:var(--blue);color:#fff}.contact-band .inner{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;padding:54px 0}.contact-band h2{max-width:800px}.contact-band a.button{background:#fff;color:var(--blue);border-color:#fff}.contact-band p{color:#dce6ff}.breadcrumb{padding:24px 0 0;font-size:14px;color:var(--muted)}.breadcrumb 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a:hover{color:var(--blue)}.three-columns{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:28px 0}.info-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}.info-card .mini{color:var(--blue);font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:900}.info-card ul{padding-left:20px;margin-bottom:0}.data-table{width:100%;border-collapse:collapse;margin:26px 0;background:#fff;border:1px solid var(--line)}.data-table th,.data-table td{text-align:left;vertical-align:top;padding:16px;border-bottom:1px solid var(--line)}.data-table th{width:30%;background:var(--wash);font-size:14px}.callout{background:var(--wash);border-left:4px solid var(--blue);padding:22px 24px;border-radius:0 12px 12px 0;margin:30px 0}.faq{border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line);padding:0}.faq summary{cursor:pointer;font-weight:800;padding:20px 44px 20px 0;position:relative;list-style:none}.faq 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24px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:40px}.footer strong{color:#fff}.footer a{color:#fff}.footer nav{display:grid;gap:9px}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:38px;padding-top:22px;font-size:13px;color:#a9bfd0}.mobile-cta{display:none}.not-found{min-height:65vh;display:grid;place-items:center;text-align:center}.not-found .code{font-size:7rem;color:var(--blue);font-weight:900;line-height:1}.noscript{background:#fff4d9;border:1px solid #e0c779;padding:12px;text-align:center}.source-note{font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:20px;margin-top:36px}@media(max-width:1040px){.main-nav{position:fixed;inset:79px 0 auto;background:#fff;padding:24px;display:none;box-shadow:var(--shadow);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.main-nav a{font-size:18px;padding:8px}.header-phone{margin-left:auto}.header-row>.button{display:none}.menu-toggle{display:block}.hero-layout,.article-layout{grid-template-columns:1fr}.case-note{max-width:600px}.side-index{position:static;margin-top:0;border-left:0;border-top:1px solid var(--line);padding:24px 0}.question-group{grid-template-columns:80px 190px 1fr}.form-grid{grid-template-columns:1fr 1fr}.form-grid .field:first-child{grid-column:1/-1}.three-columns{grid-template-columns:1fr}.article-body{padding-bottom:20px}}@media(max-width:760px){body{font-size:16px}.wrap{padding-left:18px;padding-right:18px}.notice .wrap{padding:7px 18px}.notice span:last-child{display:none}.header-row{min-height:70px}.brand-name{font-size:15px}.brand-name small{display:none}.header-phone{display:none}.main-nav{top:70px}.hero{padding:50px 0 26px}.hero-layout{gap:26px}.hero-meta{align-items:flex-start}.lead-section{padding:20px 0 56px}.lead-head{display:block;padding:24px 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